“H-Hey, could we talk for a minute?”
Standing outside your door was Riley, your friend since high school. Stepping inside, you both sat down on the couch. You could see he was nervous, fidgeting slightly as he looked for the right words.

“W-Well… I was wondering… if you could loan me some money for rent? I know I still owe you from last time, but I’ve been having a really hard time lately and I’m worried about my housing. P-Please?”